GI Fintech

BNP Paribas Factor
Networked Finance Business

// PROJECT

The Networked Finance business enables BNP Paribas to grow its customer base and banking revenues as well as RONE by financing orders of merchants on marketplaces.

Order Financing
Together with BNP Paribas Factor, we finance orders of merchants

GI  invented, designed and built a new Networked Finance Business between banks and marketplaces.

In Europe, GI partners with the BNP Paribas Group.

We use data from marketplaces, merchants and data from the Web to extract single purchase orders and score in real time marketplaces, merchants, products, categories, and orders.

We integrate with the IT system of BNP Paribas to finance orders of merchants on marketplaces.

Depending on the eCommerce data, GI scores and financial data, orders are financed or not, with different commission and service fees.

Everybody wins:

  • The marketplaces and merchants grow the GMV
  • The final customers get better prices as the merchants can get better discounts on volumes and payments from suppliers and manufacturers
  • The bank can grow its revenues
  • GI get revenues & redistributes