GI Fintech

BNP Paribas
Purchase Order Financing

// PROJECT

The Networked Finance business enables BNP Paribas, one of the largest bank to grow its customer base and banking revenues as well as RONE by financing purchase orders of merchants on marketplaces.

Purchase Order Financing
Together with BNP Paribas Factor, we finance purchase orders of merchants on marketplaces

GI  invented, designed and built a new Networked Finance Business between banks and marketplaces.

In Europe, GI partners with BNP Paribas, one of the largest bank.

We use data from marketplaces, merchants and data from the Web to extract single purchase orders and score in real time marketplaces, merchants, products, categories, and orders.

We integrate with the IT system of the bank to finance orders of merchants on marketplaces.

Depending on the eCommerce and financial data, GI calculates many scores in real time. Depending on these scores, orders are financed or not, with different commission and service fees.

Everybody wins:

  • The marketplaces and merchants grow the GMV and their revenues
  • The final customers get better prices as the merchants can get better discounts on volumes and payments from suppliers and manufacturers
  • The bank can grow its revenues and customer base
  • GI gets revenues & redistributes through the Fair Business Deal Innovation Foundation