GI Fintech

Large Bank
Purchase Order Financing

// PROJECT

The Networked Finance business enables the large bank to grow its customer base and banking revenues as well as RONE by financing purchase orders of merchants on marketplaces.

Purchase Order Financing
Together with one of the largest european bank, we finance purchase orders of merchants

GI  invented, designed and built a new Networked Finance Business between banks and marketplaces.

In Europe, GI partners with one of the largest bank.

We use data from marketplaces, merchants and data from the Web to extract single purchase orders and score in real time marketplaces, merchants, products, categories, and orders.

We integrate with the IT system of the large bank to finance orders of merchants on marketplaces.

Depending on the eCommerce data, GI scores and financial data, orders are financed or not, with different commission and service fees.

Everybody wins:

  • The marketplaces and merchants grow the GMV
  • The final customers get better prices as the merchants can get better discounts on volumes and payments from suppliers and manufacturers
  • The bank can grow its revenues
  • GI get revenues & redistributes